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While engagement ring insurance might not be the first thing you think after you finally find “The One”. It could be one of the second most important decision you make. No one knows what’s around the corner. For example;
If these seem like specific examples, it is because they have actually happened. If you want to make sure your example doesn’t get added to the list, now might be a good time to review your ring insurance.
While a lot of Insurance companies might cover jewellery in their policies as an add on, it is not their specialty. Ring insurance is a very precise field and requires a completely tailored insurer who specialises in quality jewellery. If you do decide to use your current home and contents insurer, make sure that you read the fine print.
Conditions to be aware of;
While nothing can ever replace the sentimental attachment you had with your jewellery, it is important to protect yourself from financial loss. The sentiment behind your rings is priceless, but the rings themselves can be replaced, if you have the right ring insurance. You also need to make sure your valuation certificate has these 5 important elements.
For complete piece of mind, we strongly recommend our clients consider Q Report which is backed by Chubb Insurance of Australia .We understand everyone’s circumstance are different and you may want to go online and read their policy , but from our experience nothing else comes close. We as jewellers hate seeing clients go through the trauma of a claim, where they have had either inadequate insurance, or their insurance company is trying to back out of a claim. In my experience Q report offers clients a clear difference when choosing to protect their jewellery.
If you would like help with your ring insurance, visit us in store to obtain a quote. The helpful staff at Xennox Diamonds, will clean, inspect and check your jewellery, while we prepare your quote. If you would like complete piece of mind, to know that your rings are completely covered no matter what happens to them, then there really is only one clear option. If you have any questions about your ring insurance or a claim that you are currently undertaking, please email us at info@xennoxdiamonds.com.au, or post a comment below, we are here to help.
Karl