shape matters most
Even before those 4 Cs (cut, color, clarity, and carat), you must know what shape you love. Shape indicates the actual geometry of the stone, as opposed to cut, which relates to the angles of the facets in the stone.
settings are second
A quality setting — the metal framework in which your stone is mounted — can set the tone for a ring. A classic round engagement ring stone gets a fresh and modern makeover in a bezel setting. A trendy oval can look more traditional in a four-prong setting. Getting the right combo of shape and setting is key.
consider the metal
When it comes to the band, you’ve got a variety of metals to choose from. One popular choice is platinum — it’s extremely durable and especially pure, making it a great hypoallergenic choice for brides and grooms with sensitive skin. There’s also gold, which comes in a variety colours, including white, yellow, rose, and even green. Beyond platinum and gold, you might also consider palladium (which has a grayer hue than platinum) or even a recycled metal band, which might include a mixture of platinum and gold. Think of it as a “something old” and “something new” all rolled into one.
buy loose stones
Unless you’re buying an estate ring, chances are, you’ll be looking at loose stones as opposed to stones in a setting. (The ones you see in the jeweler’s case are often just samples to give you an idea of the finished product.) The stone accounts for the vast majority of a ring’s cost, so wouldn’t you want to get the most gorgeous one imaginable (or at least in your budget)? Be sure to inspect the stone with a loupe (a handheld magnifier that most jewelers have). A good jeweller (more on that later) will be able to guide you and tell you what to look for.
work your budget well
Throw out that old two-months salary myth; You should buy the best ring you can without going into major debt. If you’re a size queen and your man’s budget isn’t super-sized, go for a ring with a slightly larger table, or surface, area. You won’t get as much sparkle, but a one-carat ring will look much larger if the stone isn’t as deep. Don’t want to sacrifice the look of your stone? Buying just shy of the next carat (1.8 instead of 2) can equal a savings of nearly 20 percent. And when it comes to clarity, buying shy gives you the most wiggle room without affecting sparkle (often defects are not visible to the naked eye).
shop safe
Always start your jeweller search with recommendations from friends and family. No leads? Check for industry organisation affiliation or geological experts. Often large, renowned chains are reliable and offer sales. And always find out what a store’s return policy is. You want to be able to at least exchange the stone if it’s not the one you always dreamt of.
give yourself at least six weeks
Remember that once ordered, a ring can take up to six weeks to arrive, potentially longer if you’re having it custom designed. If you want to engrave the inside of the ring, be sure to request the inscription when you place your order.
get it in writing
Diamonds one carat or larger should be accompanied by a diamond-grading report from a gemologist. You might also get a “fingerprint” of your ring on the bill of sale, which would include the stone’s 4 Cs, shape, dimensions, and any cosmetic enhancements. Also, anything that affects its value — if it was made by a famous designer, is an antique or period piece, or is handmade or custom-designed — should also be noted.
Have you considered the above? What type of engagement ring are you sporting? Or, what kind are you dreaming of?