Absolutely not, no sign up fees, no monthly fees, just the balance of the 50% deposit divided by 156 weekly payments (equal to 3 years) The only fees that are incurred is if you default on your weekly payments. If we’re delivering what we promised and you aren’t making your payments, that’s no fun for us at all, so it’s your responsibility to ensure there are cleared funds available when your payments are due. Payment will be direct debited from your nominated bank account. If your payment fails, we’ll send you an email/ SMS. If it fails a second time, you’ll get a call from our team to arrange prompt payment. We understand that sometimes these things happen, so the first time it happens we will accept it as an oversight, after that a $22 fee will apply to all defaults. In the unusual circumstance that your account is more than 30 days in arrears, expect your back up credit card to be processed automatically. Fees unpaid for more than 60 days will be handed to an external collection’s agency, in which case we reserve the right to add the cost of collections to your account. We may apply a 4% penalty to all accounts over 60 days in arrears per month. which means that the cost of collections may be added to your account. There may be a 4% penalty applied to all accounts over 60 days in arrears per month.